Debt Prescription

Old debt? Check it properly.

We review the account history to determine whether prescription may apply and what supporting action is appropriate.

What matters

Age alone is not enough.

Prescription can be affected by the type of debt, payments, acknowledgements, legal action and other events. Each account needs its own assessment.

We do not assume that every account older than three years has prescribed.
Account type and balance
Last payment or activity
Any acknowledgement of the debt
Legal action or judgment history
Current bureau reporting
Process

How we assess the account.

01 — IDENTIFY

Confirm the account

We start with the creditor and the information showing on your profile.

02 — REVIEW

Check the history

Relevant payment, acknowledgement and legal activity is assessed.

03 — PROCEED

Raise the matter

Where appropriate, the matter is taken forward and responses are followed through.

Debt Prescription proof

See a completed prescription matter.

Open the redacted and watermarked supporting proof PDF.

Client-identifying information has been redacted. Prescription depends on the facts and legal history of each account, and a previous result does not guarantee the same outcome.

Have an old account you want checked?

Start with a simple assessment.

Start Assessment
WAWhatsApp 074 249 2435